Every construction project has weather risk.
Most of it is uninsured.
Weather is getting weirder.
The insurance you have wasn't built for this.
Polar vortexes are pushing hard freezes into regions that rarely see them.
Atmospheric rivers are delivering historic rainfall.
Heat domes are extending dangerous heat well into fall.
When work stops but nothing is physically damaged, traditional insurance often does not respond, leaving contractors and owners to absorb the costs.
Non-Damage Business Interruption
Coverage is triggered by the weather event itself, no property damage required.
Rapid Payouts
When predefined weather thresholds are met, settlements are automatically calculated and funds arrive swiftly.
Flexible Use of Funds
Payouts may be used for schedule acceleration, deductible indemnity, liquidated damages, and more.
BUILT FOR CONSTRUCTION
We turn weather risk into structured, measurable, and transferable coverage - and manage it from day one through final settlement.
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For Contractors
Weather shutdowns cause idle crews and stalled schedules, compounding safety and operational risks.
WeatherDay™ pays when weather thresholds are exceeded, providing the financial infusion your project needs, exactly when you need it.
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For Captives
We structure your WeatherDay™ captive program, manage the administrative relationship, coordinate settlement verification, and prepare the reporting your captive governance requires.
Same protection, same settlement, your vehicle.
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For Owners
Delays compound, contingencies erode, change orders accumulate, and late delivery has lasting consequences.
WeatherDay™ provides a direct financial backstop tied to the weather events that caused the disruption.
Weather risk differs by project.
A commercial high-rise, an expansive transportation project, and a fast-track data center each encounter different operational risks and financial consequences when weather disrupts work.
WeatherDay™ can be structured around the factors that are most critical to each project.
Five perils. One structure.
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Heat
Productivity adjustment, heat safety protocols, and operational shutdowns are becoming increasingly necessary with recent hotter temperatures.
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Cold
Concrete placement, material performance, and worker safety are affected by cold conditions.
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Rain
Earthwork, paving, steel erection schedules, and worker safety are affected by wet job site conditions.
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Wind
Wind speed shutdowns can interrupt crane operations and impact the critical path.
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Snow
Visibility, ground equipment, worker safety, and productivity are impacted by even a small amount of snow.
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Ready to see what your weather exposure looks like?
Let’s run the numbers.
Every construction project has weather exposure. Do you know yours?
We evaluate your project using up to 70 years of historical weather station data, quantify your exposure, and design a program to meet your needs - whether it’s one project or a full portfolio.