Weather risk protection built for construction.
WeatherDay™ is weather insurance for construction.
It covers the delays and financial exposure traditional policies miss.
We manage your weather risk so you don't have to.
OUR APPROACH
Every project operates differently. Your weather protection should too.
Traditional insurance starts with a policy.
WeatherDay™ starts with your project.
Before coverage is ever structured, we discuss your operations to identify the weather conditions that interrupt productivity, create safety concerns, delay schedules, and increase costs.
Using ClimateDelta™, we quantify that exposure, structure a program around your operational thresholds, and manage it from implementation through final settlement.
POWERFUL DATA & ANALYTICS PLATFORM
ClimateDelta™ is the engine behind every program.
Before coverage begins, ClimateDelta™ pulls up to 70 years of historical weather station data, models the frequency of covered weather events, and prices the risk. Every program starts on a foundation of hard data, not estimates.
During the coverage period, ClimateDelta™ becomes the system of record. Weather conditions are monitored in real time. Payouts are calculated automatically. Documentation is prepared and ready when the trigger is met.
HOW IT WORKS
Every WeatherDay™ program follows a three-step process designed to deliver the best protection for your project or portfolio.
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Analyze & Model
We begin by evaluating up to 70 years of historical weather station data at your project’s location.
Then, we identify and model the weather conditions most likely to affect your project's safety, schedule, productivity, and cost.
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Structure & Protect
We identify the risk you’re comfortable retaining and the risk you want to transfer. Then we define the covered perils, trigger thresholds, payout values, retention layer, and risk period.
We place the WeatherDay™ program through our carrier relationships or your captive.
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Monitor & Settle
Throughout the project, ClimateDelta™ continuously monitors weather conditions against predefined thresholds.
When a covered event exceeds thresholds, settlement is calculated objectively and payment is triggered swiftly.
Built for Captives
WeatherDay™ can be structured through your captive insurer, giving you the same objective, data-driven coverage within your own risk vehicle.
We design the program, manage the captive administrative relationship, coordinate settlement verification through ClimateDelta™, and produce the governance and audit reporting your captive requires.
Built for Portfolios
For owners and contractors managing multiple projects, WeatherDay™ can be structured across your full construction program.
We run ClimateDelta™ analysis on each project, identify where exposure is concentrated, and build a portfolio structure that gives you systematic coverage and control. Adding projects doesn’t require renegotiating the master program, it’s built to grow with your business.
Let’s Discuss Your Weather Risk
Start the conversation. We’ll run the numbers.